Essential Insights for Renting a 1BHK in Dubai


Intro
Renting a 1BHK in Dubai can seem like a daunting prospect, especially for newcomers. With the vibrant urban lifestyle, diverse neighborhoods, and varying budget considerations, navigating the rental market requires some insights and practical tips. This guide aims to equip both expats and local residents with the necessary tools and knowledge to make informed decisions about renting a 1BHK apartment in this dynamic city.
The apartment market in Dubai is as diverse as its population, showcasing options from stylish studios to expansive family homes. However, this guide will specifically focus on 1BHK apartments, unpacking what you should know, from affordability and best areas to legal requirements. Whether you’re planning to change your location or moving to Dubai for the first time, understanding these aspects is crucial for a smooth renting experience.
Apartment Types in Dubai
Studio Apartments
Studio apartments function as compact living spaces that combine a bedroom, living area, and kitchen into a single room. They are particularly popular among those who prefer a minimalist lifestyle or are looking to save on rental costs.
In neighborhoods like Dubai Marina or Jumeirah Lake Towers, studio apartments provide a budget-friendly option while still being close to the buzz of city life. Rents for studios can vary, but expect prices to start at around AED 30,000 per year in more suburban areas, depending on the location and amenities.
1-Bedroom and 2-Bedroom Apartments
1BHK apartments generally offer a separate bedroom along with a living area, kitchen, and often one or two bathrooms. They are ideal for small families or professionals who desire a bit more space than a studio offers. 2-bedroom apartments provide extra flexibility—great for roommates or families.
Popular areas for renting 1BHKs include Dubai Marina, known for its stunning waterfront views, and Downtown Dubai, famous for the iconic Burj Khalifa and dynamic atmosphere. Apartments in these regions often come outfitted with modern amenities, though they may come at a higher price point, ranging from AED 50,000 to AED 100,000 depending on location and furnishings.
"When considering the option of renting a 1BHK, it's essential to weigh your personal needs against your budget and desired lifestyle."
Neighborhood Insights
Popular Areas for Renters and Buyers
Dubai is home to various neighborhoods, each offering unique environments and cultures. Predominantly, Dubai Marina, Jumeirah Beach Residence, and Business Bay catch the eye of both renters and buyers alike. These areas boast not only ease of transport but also proximity to entertainment hubs, where leisure meets business.
Conversely, neighborhoods like Al Barsha and Deira provide more affordable options, drawing in those looking for cost-effective living without sacrificing accessibility to the city's many features.
Lifestyle and Amenities in Dubai Neighborhoods
Living in Dubai is about blending work and leisure seamlessly. Look for areas with access to essentials like supermarkets, gyms, and parks. Beachfront communities like The Palm Jumeirah offer sun, sand, and stunning views but can be pricier. In contrast, community-focused areas like Arabian Ranches present a more suburban feel, with a family-friendly environment and ample recreational facilities.
Before settling on a neighborhood, evaluate factors such as commute to work, proximity to schools or universities, and available leisure activities. Exploring multiple neighborhoods makes it clearer where you’d like to call home.
Culmination
In sum, renting a 1BHK in Dubai offers a fabulous opportunity to experience the city’s bustling lifestyle while enjoying a cozy residential environment. Consider the different apartment types, discover neighborhoods that match your lifestyle, and navigate the rental market with confidence. Armed with the right information and a clear understanding of what to expect, prospective tenants can rest assured that they are making one of the most informed choices in their living arrangements. For further local insights and updates on rental rates, checking resources like ExpatWoman and Bayut can be very helpful.
Understanding the 1BHK Apartment Market
When it comes to finding a suitable place to live in a bustling city like Dubai, comprehending the 1BHK apartment market can be a game-changer. A 1BHK, which typically includes one bedroom, a hall, and a kitchen, offers a blend of comfort and convenience for renters, particularly expatriates and young professionals looking to stabilize in this vibrant metropolis. By grasping the nuances of this market, you set yourself up for a rental experience that’s not just about finding a roof over your head, but about discovering a place that feels like home.
Definition and Features of a 1BHK Apartment
A 1BHK apartment isn't just a space with four walls; it’s a lifestyle choice that merges functionality with efficiency. Generally, these apartments vary in size, layout, and amenities, catering to different preferences and budgets. Upon entering a typical 1BHK, you often find an inviting living space that can double as a cozy lounge or workspace. The kitchen, while compact, often comes fully equipped, making meal prep and hosting small gatherings effortless.
Among the numerous features:
- Living Area: This serves as the heart of the apartment, usually bathed in natural light with enough area for a small sofa and dining table.
- Bedroom: A sanctuary for relaxation that can accommodate a queen-sized bed, wardrobe, and perhaps a study corner.
- Bathroom: Often attached to the bedroom, it usually comes with modern fixtures and may include both shower and bathtub options.
- Balcony: Many newer developments feature a balcony, offering a refreshing outdoor space, albeit small.
Understanding these characteristics allows potential renters to align their expectations with what's available, ultimately aiding in informed decision-making.
Market Trends in Dubai's 1BHK Rentals
The fluctuating nature of Dubai's real estate market influences how one perceives 1BHK rentals. Over recent years, there has been a notable shift in renter preferences, often swayed by economic factors and lifestyle changes. Currently, several trends stand out:
- Increased Demand Post-Pandemic: As more people are returning to Dubai after the pandemic, the demand for 1BHKs has seen a resurgence. This demand often leads to competitive prices in specific areas, especially those close to business hubs.
- Shift Towards Affordable Luxury: People are gravitating toward amenities that reflect a certain lifestyle, even in more affordable segments. Features such as gym facilities, rooftop lounges, and co-working spaces have become selling points.
- Technological Integration: Many new apartments are tech-savvy. Features like smart home systems and high-speed internet access are becoming standard, catering to the needs of digital nomads and tech enthusiasts.
To encapsulate the dynamics of this market, one could summarize it with the phrase: "The only constant in Dubai's rental market is change." Understanding these shifting trends is crucial as it helps potential renters make strategic choices in timing and negotiation.


Budgeting for Your 1BHK Rental
Establishing a proper budget before renting a 1BHK in Dubai is crucial for many reasons. Rental prices can vary significantly depending on various factors like location, amenities, and property type. Without a clear budget, you risk overspending or not being able to afford the essential lifestyle you desire.
In addition to the monthly rent, it’s vital to consider additional costs that come with renting a home, such as utilities, maintenance fees, and security deposits. These can increase your out-of-pocket expenses significantly, making it essential to plan accordingly. Having a sound financial plan ensures that you enjoy your new home without constant financial strain.
Establishing a Realistic Budget
Creating a realistic budget starts with assessing your financial situation. Take a close look at your income and fixed expenses before diving into the rental market. It’s wise to allocate a specific percentage of your monthly income for housing. Experts typically recommend that your rent should not exceed 30% of your total income; however, flexibility is key depending on your overall lifestyle and preferences.
It’s also helpful to make a list of must-have amenities and features you want in your 1BHK apartment. This list will help you to identify what’s worth spending on versus what might be negotiable. Remember, you can always compromise on size or location for the right price.
Understanding Additional Costs
Utility Expenses
Utility expenses can significantly impact your monthly budget. In Dubai, this generally includes water, electricity, and cooling costs. The hotter months can send your cooling bills soaring, especially in the summer when the temperature can reach extraordinary highs. It’s wise to ask previous tenants or your landlord for average utility costs to paint a clearer picture of what to expect.
Keep in mind that some rentals include utilities in the monthly rent, which can help you to manage your budget better. Overall, understanding your potential utility expenses allows you to prepare for their fluctuation over the seasons.
Maintenance Fees
Maintenance fees are another critical aspect to factor into your budget. These fees may cover repairs, upkeep of common areas, and the general maintenance of your property. Depending on the type of 1BHK you choose, these fees can vary widely. Some upscale buildings will have higher maintenance fees because they offer more amenities and services.
While this might seem like a waste at first glance, think of it as a safety net. If the air conditioning unit breaks down or there’s a plumbing issue, it can save you a considerable amount of hassle and expense if covered by your maintenance fee. However, always read the lease agreement carefully to understand what maintenance costs you’re expected to cover directly.
Security Deposits
A security deposit is usually required when renting a property in Dubai. It acts as protection for the landlord against any damages or unpaid rent during your stay. This is typically equivalent to one month’s rent and can be a hurdle for many first-time renters. It’s essential to view this as an investment into your future home rather than just a cost on top of rent.
Upon vacating the property, provided you left it in good condition, you should expect to receive your security deposit back. Make sure to document the condition of the apartment when you move in; this can be crucial for recovering your deposit later on.
Choosing the Right Neighborhood
Selecting the right neighborhood when renting a 1BHK in Dubai is akin to finding the perfect key for a lock; without it, your journey into city life can become cumbersome. The neighborhood impacts your daily routine, influences your lifestyle, and can either enhance or detract from your overall living experience. Here we delve into some popular areas and what makes each unique, alongside factors worth considering when making your choice.
Popular Areas for 1BHK Rentals
Dubai is a city of diversity, where each area carries its own flavor and benefits for potential renters. Whether you're a young professional, a family, or a retiree, there's a slice of the city that fits your needs. Here are some sought-after neighborhoods:
- Dubai Marina: A hotspot known for its stunning waterfront views and bustling lifestyle. Its vibrant atmosphere pulls in many expats and offers a plethora of cafes, restaurants, and leisure activities.
- Jumeirah Lake Towers (JLT): Close to Dubai Marina, JLT offers a more relaxed vibe while still providing a solid array of dining options and beautiful parks.
- Downtown Dubai: Home to the iconic Burj Khalifa, this area is fast-paced and radiant but can be pricier. Proximity to landmarks means entertainment is just a stone's throw away.
- Al Barsha: A balanced choice, this area straddles convenience with affordability. It’s close to the Mall of the Emirates, offering a mix of culture and consumerism.
- Business Bay: An up-and-coming area that boasts modern developments and easy access to the commercial heart of the city.
Factors Influencing Neighborhood Selection
Identifying the right neighborhood goes beyond just aesthetics or immediate conveniences. Many end up feeling trapped by a poor decision, so it's important to consider several critical factors before settling in.
Proximity to Work
When you're working in a competitive city like Dubai, minimizing commute times is paramount. Living close to your workplace means a smoother start to your mornings and less chance of being stuck in traffic.
One great thing about many Dubai neighborhoods is their proximity to business hubs. For instance, a 1BHK in Dubai Marina can offer you a reasonable commute to major companies situated in Dubai Media City or Knowledge Village. A short commute translates to more personal time, making happy employees. However, beware; not all shortcuts lead where you want them to, so always have a backup plan for unpredictable traffic.
Public Transportation Access
Public transportation in Dubai is a godsend for those who prefer not to navigate the busy roads. Catching a ride on the Metro or a bus can make or break your daily routine, especially in a sprawling city like Dubai.
Being close to the metro lines offers unparalleled convenience. Locations such as Jumeirah Lake Towers benefit from direct metro access, allowing swift movements around the city without the hassle of bus schedules or taxi flags. In contrast, trends suggest newer developments are integrating transport options, so consider this a must-visit point when you’re home-hunting.
Local Amenities
A crucial element when choosing a neighborhood is its available amenities. Local amenities shape your living experience and can enhance daily convenience immensely.


Think grocery stores, parks, hospitals, and entertainment venues—all necessary for a satisfying life. Local amenities can be the fun part of residing in a sparkly suburb or the sore point of a dull one. Areas like Downtown Dubai give you an abundance of options but can come with a heftier price tag, while quieter spots may not have the extensive variety. Assess what you often reach for in a typical day—if you like to eat out or prefer cooking at home, ensure the nearby options align with your lifestyle.
"Choosing a neighborhood isn’t just about the apartment; it’s about the life surrounding it. Make sure what’s around you enhances your experience."
In summary, the selection of your neighborhood holds significant weight in shaping your rental experience. From proximity to work and transport access to local amenities, all these elements work synergistically to create a fulfilling living environment. Whether you are chasing vibrant city life or a tranquil retreat, careful consideration of these aspects will help you land the ideal 1BHK rental in Dubai.
Navigating the Rental Process
Understanding how to navigate the rental process is crucial, especially for those venturing into Dubai’s dynamic real estate market for the first time. This phase can often feel like finding a needle in a haystack, but with a clear approach, it can be quite manageable. It is important to get a good grip on the steps involved, with a keen eye toward research, effective communication, and understanding legal aspects. Not only does this save time, but it also helps in avoiding potential pitfalls.
Researching Available Listings
When you start looking for a 1BHK rental, one of the first things you’ll need to do is research available listings. In such a bustling city as Dubai, where the housing market can fluctuate rapidly, being proactive in your search is key. Here are a few steps you might consider:
- Use Real Estate Websites: Platforms like Property Finder and Bayut cater specifically to the UAE market, offering a wide array of listings. Browsing through these sites will give you a pulse on the current market.
- Set Alerts: Most of these websites allow you to set alerts for new listings that meet your criteria. This way, you don’t have to check every day; you will get notified when something that fits your needs pops up.
- Join Expat Forums: Websites like Reddit or Facebook groups specifically for expatriates in Dubai can yield hidden gems. Members often share available rentals before they hit mainstream listings.
- Leverage Social Media: Sometimes, just posting a message on your social platforms can bring leads from friends or connections who might know of openings.
These methods not just aid in compiling listings but also in understanding price ranges in different neighborhoods.
Contacting Property Managers and Landlords
Once you’ve located potential listings, the next step is contacting property managers and landlords. This part of the process requires tact and a bit of savvy. Here are some points worth noting:
- Be Clear and Concise: When reaching out, whether via email or phone, explain who you are and what you’re looking for. You could say something like, "Hello, my name is [Your Name], and I am interested in the 1BHK unit listed on [Site] at [Location]. Could you please provide more details?"
- Inquire About Additional Costs: Don’t just ask about the rent; bring up extra costs, such as utilities or amenities fees. It’s better to have a complete picture to avoid surprises later on.
- Schedule Viewings: When a rental interests you, arrange to view it as soon as possible. Properties in Dubai can be snatched up quickly.
- Ask About Flexibility: If you find a place you love but need a small adjustment to move in, such as negotiating the start date of your lease, don’t hesitate to discuss it. Many landlords might be open to such talks, especially if the rental market appears to be slowing down.
Remember, being polite and professional can open doors that a more casual approach might close.
By navigating the rental process carefully, you position yourself to make well-informed decisions that suit your needs. Keep your lines of communication open and don’t shy away from seeking assistance when needed. The aim should always be clarity and collaboration, ensuring both you and the landlord are on the same page.
Legal Considerations in Rental Agreements
Navigating the rental landscape in Dubai requires more than just a keen eye for the perfect 1BHK apartment. A significant aspect that tenants must not overlook is the legal considerations in rental agreements. Understanding these legalities can save you a heap of trouble down the line and ensure a smoother renting experience. Rental agreements are fortified with laws that protect the rights of both tenants and landlords, making it crucial to grasp the essentials before signing on the dotted line.
Understanding Your Rights as a Tenant
When you step into the rental market, it’s vital to arm yourself with knowledge about your rights. As a tenant, you have certain protections under the UAE’s Rental Law. This includes the right to a habitable living space, a fair lease duration, and the right to privacy. Here are some key rights to keep in mind:
- Right to Fair Treatment: Landlords cannot discriminate against you based on your nationality or religion.
- Maintenance Obligations: It's the landlord's duty to maintain the property, ensuring that it is in good condition. If repairs are needed, they must act in a timely manner.
- Deposit Return: Upon moving out, you have the right to receive your security deposit back, provided there’s no damage beyond normal wear and tear.
Understanding these rights not only gives you peace of mind but also enhances your negotiating power when entering an agreement.
Tenant’s rights are your shield; wield them wisely to guard against unfair practices.
Key Clauses in Rental Contracts
Every rental contract contains crucial clauses that define your relationship with the landlord. Familiarizing yourself with these clauses can mean the difference between a hassle-free tenancy and a drawn-out dispute.some of the essential clauses to pay attention to include:
- Duration of Lease: Indicates how long the contract lasts. Generally, leases in Dubai span one year but can sometimes be shorter or longer depending on negotiations.
- Renewal Terms: Understand the procedure for renewing your lease when it expires. Knowing whether an extension is automatic or requires written notice can help avoid surprises.
- Termination Clause: This outlines the conditions under which either party may terminate the rental agreement. It's crucial to be aware of the notice period and any penalties involved.
- Rent Increase Clause: Be aware of how and when your rent can be increased. This clause often ties increases to the Dubai Rent Index, so knowing how this works will serve you well.
Reviewing these clauses meticulously will aid in avoiding unpleasant surprises and ensure that your rights are upheld throughout the rental period.
Enhancing Your Living Experience in a 1BHK
Renting a 1BHK in Dubai is not simply about finding a place to lay your head at night; it’s about carving out a personal haven amidst the bustling cityscape. Enhancing your living experience in a 1BHK plays a crucial role in turning an apartment into a comfortable sanctuary, making it a rewarding experience for residents. As small spaces can become cramped quickly, optimizing your living environment is essential not just for aesthetic appeal but also for functionality. Let’s delve into how thoughtful decisions regarding space and design can significantly improve your quality of life.
Interior Design Tips for Maximizing Space
When you’re dealing with limited square footage, it’s vital to cleverly utilize every nook and cranny of your 1BHK. One straightforward approach is to choose multi-functional furniture. For instance, foldable tables and extendable sofas can serve dual purposes, whether it’s hosting friends or enjoying a cozy night in. Moreover, colors play a pivotal role in perception; lighter hues can create an illusion of depth, making the space feel more open and airy.
- Opt for Mirrors: They reflect light and visually enlarge spaces.
- Vertical Storage: Shelves that ascend towards the ceiling help utilize the height instead of cluttering the floor.
- Declutter: Maintaining minimalism allows for better movement and creates a more serene environment.
These changes provide not just beauty but practicality, enabling a more organized and comfortable living space.


Establishing a Comfortable Living Environment
Creating a cozy environment is about more than just aesthetics; it’s about fostering a sense of belonging that makes one feel at home. Comfort is key, and it often starts with the choices you make regarding furnishings.
Choosing the Right Furnishings
When it comes to choosing the right furnishings, think about comfort and style. Avoid bulky or oversized furniture, as it can overtake a small space and negate any sense of comfort. Instead, seek out streamlined designs that are lightweight yet appealing. Sofas that easily transition from day to night use, like a sleeper sofa, can serve several needs without overstuffing the space.
- The key characteristic of the right furnishings is versatility — furniture that adapts to your needs can greatly enhance your living experience.
- A unique feature of choosing simpler designs is the potential for effortless revamps; a coat of paint, new cushions, or accessories can easily bring freshness to any room.
- However, while trendy items might be appealing, they should be balanced with both comfort and practicality to ensure lasting satisfaction.
Creating a Functional Layout
A functional layout can make or break your living experience. Focus first on the flow of the space. The arrangement should promote easy movement, preventing a congested feel. For instance, placing your seating area adjacent to the small dining table creates a natural transition, making the space feel connected and welcoming.
- The key characteristic of a functional layout is its ability to maximize space efficiency. Multifunctional zones cater to both relaxation and work, enhancing your living experience without sacrificing comfort.
- One distinctive aspect of well-thought-out layouts is that they can incorporate personal touches without becoming cluttered.
- Keep in mind that while certain layouts maximize seating or table space, they shouldn't compromise accessibility. It’s essential for each area to feel inviting at all times.
Community and Lifestyle in Dubai
Understanding the community and lifestyle in Dubai is paramount when considering the rental of a 1BHK apartment. The city is known for its diversity, blending various cultures and backgrounds into a vibrant mosaic that enhances the living experience. As an expatriate or a newcomer, tapping into the community can significantly enrich life beyond the four walls of your apartment. Whether you are looking for vibrant social scenes or quieter locales, the lifestyle options available can cater to your preferences.
Exploring Local Amenities
Parks and Recreation
Parks and recreational facilities serve as the lungs of the urban environment in Dubai. With sprawling areas such as Al Barsha Park and Safa Park, residents can find a green escape from the hustle of the city life. These parks offer jogging tracks, children's play areas, and picnic spots, making them a wonderful choice for relaxing on weekends or after a long day.
The key characteristic of such parks is their accessibility. Most neighborhoods are strategically located near these recreational hubs, ensuring that residents have easy access to both nature and leisure.
A unique feature of parks in Dubai is the community events they frequently host, from yoga classes to movie nights under the stars, which foster a sense of belonging among residents. However, one should consider the climate; outdoor activities may be limited during the peak summer months.
Grocery Stores
When it comes to grocery shopping, convenience is a key concern for many renters. Neighborhoods like Deira and Jumeirah are swarming with grocery stores ranging from local markets to larger chains such as Carrefour and Spinneys. These establishments provide a wide range of products, reflecting the diverse culinary tastes of the community.
The advantage of having these stores nearby is the ease of obtaining daily essentials without needing to travel far. However, it’s worth noting that prices can vary significantly across different stores, influencing your monthly budget.
Dining Options
Dining in Dubai is an adventure in itself, with options that encompass everything from fast food to five-star gourmet experiences. Areas like Dubai Marina and Downtown Dubai are hotspots for dining out, featuring a plethora of restaurants offering various cuisines, including Middle Eastern, Asian, and European.
One of the most appealing aspects of dining in Dubai is its cultural diversity, which broadens your gastronomic horizons. However, the downside might be the costs. Dining out frequently can quickly add up, so renters might consider cooking at home more often to balance their expenditure.
Engaging with the Community
Engagement with the community goes beyond merely living in a neighborhood. It involves connecting with fellow residents, participating in local events, and contributing to community initiatives. Dubai hosts various social clubs, sports teams, and cultural events that encourage residents to join in. For expatriates, this is a lifeline that can help build friendships and connections in a foreign land.
Participating in community activities not only enhances your social life but also provides valuable insights into local customs and traditions, enriching your overall experience while living in Dubai.
In brief, the community and lifestyle elements in Dubai play a significant role in enhancing the attractiveness of renting a 1BHK apartment. Understanding what’s around you and knowing how to engage with it can lead to a richer, more fulfilling living experience.
Future Outlook of the 1BHK Rental Market
The rental landscape of Dubai has seen ebbs and flows in demand, leading to a dynamic atmosphere for tenants seeking 1BHK apartments. Understanding the future outlook of this market is paramount for anyone thinking about renting in this glitzy city. This section will go into emerging trends and pricing predictions, providing a thorough insight into where the market is headed, and why it matters for expats, real estate agents, investors, and renters.
Emerging Trends in Dubai's Real Estate
As the city continues to grow and evolve, several trends are beginning to take shape that will shape the 1BHK rental experience. The surge in technology, sustainable housing, and shifts in demographic preferences play a pivotal role in these developing trends.
- Technology-Driven Solutions: The integration of technology in real estate is not merely a passing fad. Smart homes, equipped with app-controlled systems for lighting, security, and appliances, are gaining momentum. For renters, this means homes that offer enhanced comfort and security—often at competitive prices.
- Sustainable Living: In recent years, there has been a strong push for eco-friendly living spaces. Developers are increasingly focusing on green features, such as energy-efficient appliances and water-saving fixtures. This trend not only appeals to environmentally conscious individuals but can also help tenants save on utility expenses in the long run.
- Flexible Spaces: The COVID-19 pandemic has changed how we view our living environments. Now, many 1BHK apartments are being designed or retrofitted with flexible spaces that can function as home offices or workout areas. This adaptability is a significant draw for professionals working from home, making such apartments more desirable.
- Cohousing and Community-Oriented Living: More renters are seeking a sense of community within their living spaces. This trend has led to the rise of properties that offer shared amenities and communal spaces, fostering social interaction among residents. For newcomers to Dubai, this can ease the transition into local life.
"Adapting to the needs of the market is essential for property managers and landlords. Recognizing these trends will keep them competitive."
Predictions for Rental Pricing
Predicting rental prices can feel like trying to hit a moving target, especially in a dynamic market like Dubai's. However, a careful review of current trends and economic factors provides some insight into how rental prices for 1BHK apartments may evolve over time.
- Economic Recovery and Growth: As the global economy stabilizes post-pandemic, experts anticipate an increase in demand for rental properties. Dubai’s strategic location, along with its status as a business hub, is expected to attract more expatriates and investment. This surge in demand could lead to a moderate increase in rental prices.
- Increased Supply: On the flip side, the widespread construction of new 1BHK apartments may balance out rising prices. Many developments are breaking ground, leading to an influx of rental options in the market. This increased supply could potentially keep prices from skyrocketing.
- Inflation and Cost of Living: Inflationary pressures can have an adverse effect on rental pricing. As the cost of living rises, landlords may increase rents to keep up with inflation. Renters should be prepared for potential increases, especially in prime areas where demand is high.
- Neighborhood Dynamics: Different neighborhoods will experience varied pricing trends based on desirability, amenities, and proximity to job centers. Areas like Marina or Downtown may see steeper rental increases, while more suburban locales could remain stable or even get more affordable.